Launch of a loan limits and rates comparison service for new housing loans
Partnership with NH Nonghyup Bank and BNK Kyongnam Bank, with plans to expand partnerships in 1H

Viva Republica, the operator of the financial super app "Toss," announced that it has launched the “Housing Deposit Loan Finder” service. Following the “Loan Finder” and “Mortgage Loan Finder” services introduced in 2019, the company has expanded its service scope to allow individual users to easily compare a variety of loan products.

The Toss Housing Deposit Loan Finder service enables users to compare and apply for new loans secured by Jeonse or housing (partial-Jeonse) deposits. Without the need to submit additional documents or visit a physical bank branch, users can easily compare loan limits and interest rates right from the Toss app for all housing types, including apartments, residential officetels, villas, and one-room apartments. Currently, the service is available through partner institutions NH Nonghyup Bank (secured by Korea Housing-Finance Corporation and Seoul Guarantee Insurance) and BNK Kyongnam Bank (secured by Korea Housing-Finance Corporation). Toss plans to expand its pool of partners in the first half of the year, including Standard Chartered Bank Korea (SC Jeil), to offer a wider range of loan products for comparison.
Users can enter their information in the Toss app to receive a pre-screening of their estimated loan limit and interest rate. Afterwards, each partner conducts an official screening review which assesses factors such as actual income, employment status, transaction history, and collateral to determine the final loan limit and interest rate.
The 전월세대출 service can be accessed via Toss app > Home > Get Loan or magnifying glass icon > 전월세대출 찾기. Loan product inquiries and applications are available on weekdays from 9 AM to 8 PM. Users can make one inquiry per day, with records resetting at 9 AM on the next business day.
Meanwhile, Toss has also opened the Mortgage Loan Refinancing and Jeonse Loan Refinancing services, allowing users to conveniently compare and apply for refinancing products. Users looking to refinance their loans or extend their lease agreements can do so via the Jeonse Loan Refinancing menu in the Toss app.
“We expect to help users enjoy a smarter and more convenient financial experience by expanding our comparison service to include Jeonse and rent loans,” a Toss representative said. “We will continue expanding our pool of partnerships and improve the service to enable easy and fast loan comparison and application.”


Launch of a loan limits and rates comparison service for new housing loans
Partnership with NH Nonghyup Bank and BNK Kyongnam Bank, with plans to expand partnerships in 1H

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Toss Launches “Housing Deposit Loan Finder” Service